DEBT

Debt As A Tool: It’s a Power Saw

March 3, 2025

Debt is a tool. Ever heard this? Lots of personal finance experts have made this statement, but it kind of stops at that—leaving many wondering

Navigating the Upcoming Interest Rate Cuts: Same as It Ever Was

August 19, 2024

The Fed met a couple weeks ago and indicated interest rate cuts were on the horizon. There was lots of media coverage for this as

A Little Fear in Investing Isn’t a Bad Thing

August 5, 2024

I consider myself a generally optimistic person. That includes my personal finances, investments, and overall money outlook. Despite my overall optimism, I’ve learned that a

Financial Scams: 8 Things Everyone Must Watch Out For

June 17, 2024

Financial scams used to mean a weird email telling you that you’re a descendent of a prince in a far away country. All you had

Holes in the Boat That Are Draining Your Bank Account

February 19, 2024

There’s a personal finance analogy about holes in the boat draining your bank account. The more holes you have, the more likely your boat is

Should You Buy a New (or Slightly Used) Car? Six Factors

January 29, 2024

Should I buy a new (or used) car or keep my old one? This is a question that comes up a lot in personal finance

A Different Spin on an Emergency Fund: Massive Prevention

January 15, 2024

Almost all personal finance and money experts recommend having an emergency fund. The standard advice is three to six months, and up to a year

How I Have a Near Perfect Credit Score: And How You Can Too

November 27, 2023

Most of my posts are about financial principles that have worked for hundreds of years, and will likely work for hundreds more. Today I’m focusing

Reverse Compounding: Avoid It!

November 20, 2023

Today I’m writing about something that is plaguing the everyday person: reverse compounding. It’s something I used to take part in because I had credit