DEBT

My Layered Approach to an Emergency Fund

May 22, 2023

Most personal finance experts and advisors recommend between three to six months in an emergency fund. That’s normally thought of as cash in a savings

Is Paying Off My House Early a Good Idea? 7 Questions to Think About

May 1, 2023

I’ve recently seen a lot of things on social media and other mediums about paying off your house early. There’s a lot of great content

How to Budget by Paycheck: 5 Steps

April 17, 2023

Many people want to know how to budget by paycheck. There are lots of ways to do it and it’s not much different than a

Envelope Budgeting: The 7 Must-Have Cash Envelope Categories (Plus 4 Bonuses Without the Envelopes)

April 10, 2023

There are lots of different ways to budget. One way is using cash envelope budgeting categories. This type of budgeting was popularized by Dave Ramsey

Consumer Debt-Free: Now What?

March 27, 2023

You’re consumer debt-free, now what? You’ve done the hard work, made the sacrifices and gotten yourself out of the consumer debt mess. No more money

Why Misusing Credit Cards Is So Dangerous

March 13, 2023

Everyone knows on the surface knows credit cards can be dangerous. You hear it from personal finance experts, family, friends, and others. Oftentimes it’s a

Mindless Spending: Nine Traps We Fall Into

February 27, 2023

Mindless spending is a subject I unfortunately know a lot about. I say unfortunately because my knowledge came at a hefty price. It wouldn’t be

10 Common Sense Holiday Shopping Tips

December 12, 2022

The holidays are here. That means time with family and friends, hopefully a little less time working, college football bowl games, and doing things that