My Layered Approach to an Emergency Fund
Most personal finance experts and advisors recommend between three to six months in an emergency fund. That’s normally thought of as cash in a savings
Most personal finance experts and advisors recommend between three to six months in an emergency fund. That’s normally thought of as cash in a savings
I’ve recently seen a lot of things on social media and other mediums about paying off your house early. There’s a lot of great content
Many people want to know how to budget by paycheck. There are lots of ways to do it and it’s not much different than a
There are lots of different ways to budget. One way is using cash envelope budgeting categories. This type of budgeting was popularized by Dave Ramsey
You’re consumer debt-free, now what? You’ve done the hard work, made the sacrifices and gotten yourself out of the consumer debt mess. No more money
Everyone knows on the surface knows credit cards can be dangerous. You hear it from personal finance experts, family, friends, and others. Oftentimes it’s a
Mindless spending is a subject I unfortunately know a lot about. I say unfortunately because my knowledge came at a hefty price. It wouldn’t be
The holidays are here. That means time with family and friends, hopefully a little less time working, college football bowl games, and doing things that
There are lots of things people waste money on. Fortunately, it’s easy to not waste money. Oftentimes wastefulness occurs simply due to a lack of
There are many ways to achieve success in personal finance, I don’t think there’s just one strategy or idea. Of course there are core principles
There’s a money evolution going on inside of you whether you know it or not. We are always learning and changing. Some people make productive
The power of compound interest is undeniable. Compounding starts off slow, followed by more slow progress, and then BAM! It’s off and running and your
Scarcity exists everywhere–with time, money, ideas, a general mindset about life, and a plethora of other things. The premise of this post is that scarcity
Financial Mistakes happen. As much as we try to avoid them, they will occur. Hopefully not twice, but that happens too. It’s something everyone has