My Layered Approach to an Emergency Fund
May 22, 2023
Most personal finance experts and advisors recommend between three to six months in an emergency fund. That’s normally thought of as cash in a savings
Is Paying Off My House Early a Good Idea? 7 Questions to Think About
May 1, 2023
I’ve recently seen a lot of things on social media and other mediums about paying off your house early. There’s a lot of great content
How to Budget by Paycheck: 5 Steps
April 17, 2023
Many people want to know how to budget by paycheck. There are lots of ways to do it and it’s not much different than a
Envelope Budgeting: The 7 Must-Have Cash Envelope Categories (Plus 4 Bonuses Without the Envelopes)
April 10, 2023
There are lots of different ways to budget. One way is using cash envelope budgeting categories. This type of budgeting was popularized by Dave Ramsey
Consumer Debt-Free: Now What?
March 27, 2023
You’re consumer debt-free, now what? You’ve done the hard work, made the sacrifices and gotten yourself out of the consumer debt mess. No more money
Why Misusing Credit Cards Is So Dangerous
March 13, 2023
Everyone knows on the surface knows credit cards can be dangerous. You hear it from personal finance experts, family, friends, and others. Oftentimes it’s a
Mindless Spending: Nine Traps We Fall Into
February 27, 2023
Mindless spending is a subject I unfortunately know a lot about. I say unfortunately because my knowledge came at a hefty price. It wouldn’t be
10 Common Sense Holiday Shopping Tips
December 12, 2022
The holidays are here. That means time with family and friends, hopefully a little less time working, college football bowl games, and doing things that
18 Things People Waste Money On
August 22, 2022
There are lots of things people waste money on. Fortunately, it’s easy to not waste money. Oftentimes wastefulness occurs simply due to a lack of
7 Ways to Maintain a Consumer Debt Free Lifestyle
August 15, 2022
There are many ways to achieve success in personal finance, I don’t think there’s just one strategy or idea. Of course there are core principles
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Long-Term Investing: Always the Right Move
December 16, 2024
A week or two ago I was reading a post about retirees and their biggest regrets. One of the regrets was not investing enough and
Why Are You Working So Hard?
December 9, 2024
Most people would agree that working hard is generally good. There are a lot of advantages to working hard including getting ahead, putting yourself in
Post-Election and Any Other Big Events: Keep Dollar-Cost Averaging
December 2, 2024
The election has come and gone. In fact, we’re almost a month out. Even before the election, and any election, I had my plan already
Top 5 Reasons To Do It Now
November 25, 2024
We can’t bottle up time or save it in a capsule. Our bodies change, the kids get older, and life in general changes. There are