Top 25 Financial Planning Quotes for New Investors
December 13, 2021
Financial planning quotes pack a lot of punch. They contain lots of wisdom in a short amount of words. We can pull ideas, thoughts, inspiration,
The Psychology of Paying Off Bad Debt
November 29, 2021
In personal finance, debt is arguably the most written about topic. Millions of people are in debt and not surprisingly, the topic is at the
How to Drastically Cut Expenses: Start with These 53
November 1, 2021
Sometimes we reach a boiling point and decide enough is enough. Maybe you’ve been living under financial stress for years and don’t want to do
Crushing Your Long-Term Financial Goals
October 4, 2021
It’s important to have goals. Goals start as dreams or an idea and become a reality when they are written down, developed, and measured. Goals are so important to me that I have a chapter in my book Cash Uncomplicated specifically about goals. In my book, I write about short-term, medium-range, and long-term goals. In today’s post, we’ll focus specifically on long-term financial goals and how to crush those goals.
The Sure Bet: Paying Off Debt
August 23, 2021
In my last post, I wrote about using a monthly surplus to pay off the house early or invest more. Both great options, one more optimized than the other. Either way, a really good place to be in. In today’s post, I’m going to write about the surest bet anyone can make—paying off debt.
Should You Pay Off Your House Or Invest More?
August 16, 2021
It’s a great position to be in. All consumer debt has been paid off, or never existed in the first place. You’re doing well in your career, invest 10 percent or more of your income, and have plenty of savings in your emergency fund. You also own your own home and don’t plan on moving anytime soon. You’re at a point where you have a surplus of money coming in every month.
Saving to be Spontaneous: Plus the Six Ways To Do It
July 15, 2021
There’s a misconception that saving money is boring and that savers are missing out on a lot of fun. Spending money on trips and fast cars is seen as exciting while saving is seen as well, not so exciting. Boring even. In a vacuum, I guess there’s something to this. But in real life, you can do both.
Ramen and PB & J: Not the Only Way
July 5, 2021
There’s an idea in personal finance that for the average person to obtain wealth, they need to cut a bunch of things out. Maybe it’s because cutting spending is the lowest common denominator, or the easiest thing for people to relate to. I’ve frequently heard statements equivalent to a crash diet:
Can Packing Your Lunch Make You a Millionaire?
June 14, 2021
A few weeks back I published a post about making your own coffee titled Brewing Your Own Coffee: Can it Really Make You a Millionaire? One of the biggest clichés in personal finance is the idea that making your own coffee can make you a millionaire, or at the very least, save you a lot of money.
Financially Free vs Debt Free
June 10, 2021
Financially free or debt free? Are they the same thing or is one better than another? Do you have to be debt free to be financially free? These are questions I hear a lot, and I think there’s a lot of confusion between the two.
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