LIFE

$50,000 Is How Much an Hour?

$50,000 per year is how much an hour? There are a couple answers to that question. The simple answer is a $50,000 per year salary is $24.04 per hour. The calculation is as follows: $50,000 per year in a 52-week year, assuming a 40-hour workweek

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What If You Lost Your Job?

One of the most common fears for people in personal finance is losing their job. A job loss can happen for any number of reasons. Company down-sizing, poor performance, disruptions in the industry, reductions in state and/or federal funding, and countless other ways.

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The Broken Down Car and the Emergency Fund

A couple weeks ago my wife called me on a late Friday afternoon to tell me the warning lights on the car dashboard were red. I don’t know much about cars, but I know that’s not good. Unfortunately, she wasn’t just down the street or a few minutes away where she could quickly drive to a local mechanic and meet me there. She was about two and a half hours away in a town called Valencia.

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6 Productivity Tips That Will Help Anyone Get More Done in Less Time

We all have the same 24 hours in a day. Yet, we all use our time differently. Ultra-high achievers get more done in less time and seemingly create more hours in the day. Others flounder about the day and get almost nothing done. Even worse, some of these flounder-ers (is that even a word?) then complain about how they have no time (one of my pet peeves).

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What is the FIRE Movement?

Over the past few years the FIRE movement has started to gain more traction in the mainstream media. No, not a fire that burns and creates smoke, but FIRE as in Financial Independence Retire Early.

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Don’t Cry Over Spilled Milk—Learn From It

Last night my two-year old daughter got into one of those moods that only two-year olds can get into where they insist on doing something. Anyone that’s had a two-year old knows what I’m talking about. What she wanted to do last night was to pour a small cup of milk into her bottle she drinks before bed.

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12 Money Myths You Should Ignore

There is a lot of bad financial information out there. Whether it’s from a clickbait ad, a neighbor with hot stock tips, a headline grabbing article, or well-meaning family members—bad information is all around us. With bad information comes money myths. These are my top 12 money myths.

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When It Makes Sense to Invest in Education

Education is everywhere. There is formal education like college and graduate school, vocational schools, personal growth books, courses, seminars, and much more. There are so many choices—it can be confusing and overwhelming. Many people end up going to college but then stop their education after that.

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Hidden Values of Money

When people talk about money, they usually bring things up like budgeting, debt, retirement, interest rates, etc. Which are all important topics. Not too many