I normally write my blogs a few weeks ahead of time. That way I’ve always got posts ready to go. The original first sentence of this post was “Bitcoin is surging.” Oops, it’s plummeted the past few weeks so I have to scratch that sentence! But that doesn’t change the message I’m trying to relay.
I’ve noticed a unique phenomenon in personal finance. I don’t know if it’s natural human tendency, or something that has developed over the years with more opportunity to take out debt. What I’ve noticed is that a lot of people aren’t really impacted by percentages like they are by actual dollar amounts.
There’s a thief robbing us of our money. This sneaky thief has been taking our money for years without us even knowing it. They’re taking one dollar at a time and we’re more than happy to give it to them. This thief knows our every move and takes advantage of our busy lives and tendency to fall into comfortable habits. What I’m talking about is the thief inside all of us, and it’s called mindless spending.
Let me start out this post by posing a question. If you were running late for your flight and needed a quick ride to the airport, who would you rather have pick you up?
Driver who has 20 years of experience, clean driving record, and reliable track record. They drive a 10-year-old used four door sedan.
One of the most common objections I hear about investing is where the money is going to come from to invest. With so many people living paycheck to paycheck, it’s not so easy to find 10 percent or more to invest. But it can be done. Here are five places to start.
Related: 6 Ways to Rapidly Increase Your Investment Contributions
In personal finance, one of the most talked about ways to save money is by budgeting. For most, a budget means allocating a set amount of money and staying under that for the week or month. In this post, I am going to write about what might seem like a foreign concept—that budgeting might actually cost you money.
Over the past few years the FIRE movement has started to gain more traction in the mainstream media. No, not a fire that burns and creates smoke, but FIRE as in Financial Independence Retire Early.
Last night my two-year old daughter got into one of those moods that only two-year olds can get into where they insist on doing something. Anyone that’s had a two-year old knows what I’m talking about. What she wanted to do last night was to pour a small cup of milk into her bottle she drinks before bed.
In personal finance, it’s easy to play not to lose. Ending each month breaking even or a little bit ahead can feel like a win because nothing “bad” happened financially. There’s an illusion that as long as we’re paying our bills and staying out of debt, everything is fine.
The word “investing” has a lot of different connotations for people. Some think of investing as only for the wealthy. That’s actually myth number three in my long-form blog post, Top 12 Money Myths You Should Ignore. Others think of investing as sacrificing now for the reward of a far off distant land called retirement. Invest now so you can benefit in 40 years.
As we enter the second week of 2025, many of us are hyper focused on our 2025 New Year’s Resolutions. Whether it be health, wellness,
I don’t do crash diets, carb-free challenges, or quick weight loss bootcamps. If it’s not sustainable, it’s not for me. I also don’t take part
Money buys a lot of things. At its most basic–food, shelter, daily living items, etc. In the luxury areas–a really nice car, large home in
A week or two ago I was reading a post about retirees and their biggest regrets. One of the regrets was not investing enough and
