A Different Spin on an Emergency Fund: Massive Prevention
January 15, 2024
Almost all personal finance and money experts recommend having an emergency fund. The standard advice is three to six months, and up to a year
Personal Finance Topics to Educate Yourself About When You’re Just Starting Out
January 8, 2024
Personal finance can be an overwhelming and complex topic. My goal with my writing is to simplify things into bite-sized easy to understand posts. That’s
8 Good Reasons to Save Money
December 4, 2023
There are really great reasons to save money. Before we get too much into it, let’s start by acknowledging that cash, or saving money, has
How I Have a Near Perfect Credit Score: And How You Can Too
November 27, 2023
Most of my posts are about financial principles that have worked for hundreds of years, and will likely work for hundreds more. Today I’m focusing
Reverse Compounding: Avoid It!
November 20, 2023
Today I’m writing about something that is plaguing the everyday person: reverse compounding. It’s something I used to take part in because I had credit
Money Advice: How to Know Who & What to Listen To
November 13, 2023
Do a search for “money advice”, “what should I do with my money”, or “how to invest” and literally billions of results will pop up.
How Much Should You Pay for Convenience?
November 6, 2023
In certain situations, I’m willing to pay for convenience. It wasn’t always like this though. I used to be the type of person that would
Should You Rush Financial Independence? 5 Factors
October 30, 2023
There are many people, especially in the FIRE community, in a rush to achieve financial independence. Speaking for myself, I’ve acted with urgency to reach
Intentional Lifestyle Creep: When it Makes Sense to Allow It
October 16, 2023
I’ve written about lifestyle creep a lot. I think it’s one of the biggest inhibitors to wealth building and it’s one of the largest blind
Money Noise: 6 Reasons to Tune It Out
October 8, 2023
Money noise is everywhere around us. On TV, online, advertisements, billboards, pop-ups, etc. Money noise is something that needs to be ignored and tuned out.
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Sustainable Money Resolutions for 2025: How to Create and Keep Them
January 13, 2025
As we enter the second week of 2025, many of us are hyper focused on our 2025 New Year’s Resolutions. Whether it be health, wellness,
Why I Don’t Take Part in No Spend January
January 6, 2025
I don’t do crash diets, carb-free challenges, or quick weight loss bootcamps. If it’s not sustainable, it’s not for me. I also don’t take part
The Most Important Thing in Personal Finance: Time and Freedom
December 23, 2024
Money buys a lot of things. At its most basic–food, shelter, daily living items, etc. In the luxury areas–a really nice car, large home in
Long-Term Investing: Always the Right Move
December 16, 2024
A week or two ago I was reading a post about retirees and their biggest regrets. One of the regrets was not investing enough and