Welcome to my website! My name is Aaron Nannini and I’m the founder of Cash Uncomplicated.
Changing my mindset about personal finance has eliminated so much of the confusion and stress I used to have about money.
I believe that you can achieve complete financial harmony without sacrificing your lifestyle or happiness.
As we’ve written about many times before, personal finance seems like a complex topic. With so much information (both good and bad) available, things can get really confusing.
I’m thinking about refinancing my house. I have a fixer-upper and there’s a lot of work that needs to be done. The kitchen is dated, both bathrooms need to be redone and the house needs other work. Should I just do a regular refinance to get a lower interest rate or take out cash to upgrade the house?
There’s a misconception that saving money is boring and that savers are missing out on a lot of fun. Spending money on trips and fast cars is seen as exciting while saving is seen as well, not so exciting. Boring even. In a vacuum, I guess there’s something to this. But in real life, you can do both.
We hear the message all the time—save money. Although that message is frequently given, there’s rarely a reason or a why given behind it. For some people, it may be obvious why they are saving, but for others, not so obvious. A couple in their mid-30’s with a family of four has different reasons for saving than a 22-year old fresh out of college.
I think when most people think of getting a raise or pay increase, they think of making more money at work. Maybe by getting a promotion and making more, or moving up a step on the pay scale. Or making more sales, getting a bonus, or even starting a business.
There’s an idea in personal finance that for the average person to obtain wealth, they need to cut a bunch of things out. Maybe it’s because cutting spending is the lowest common denominator, or the easiest thing for people to relate to. I’ve frequently heard statements equivalent to a crash diet:
I’m very excited to announce the release of my new book Cash Uncomplicated! On sale everywhere books are sold.
Available for Purchase Now!