About 15 years ago I took a big risk. I left a really comfortable life to pursue a bigger dream. I had a job I liked and was good at, a decent amount of time for leisure, and enough money to get by.
We all need to take a break and have fun now and then. Some call it a vacation, others call it a trip, travel, or holiday. Whatever you call it, we all need to hit the pause button on daily life and get away now and then.
Personal finance is often made into a complicated topic. Gurus try to sell you their products promising riches if you just follow their system. One “money expert” says you’ve got to do this while the other expert says do that. Inundated with information, many people get overwhelmed, say they’re “no good with money”, and give up.
I’ve noticed something in my neighborhood and other areas of town in the past week that I’ve never seen before. Today is November 16th, and there are Christmas decorations already up. Not just a house or two, but several houses.
I used to finance cars. I thought that’s what you did with cars, so I followed along. I really didn’t think twice about it to be honest. I’ve changed my way of thinking over the years though.
I was talking with a friend of a friend a few weeks ago. He and his wife both work good jobs and make a decent salary. They’ve got a couple young kids not quite school age yet. Let’s call them Sam and Trisha.
Most people equate shopping to buying things like clothes, cars, and electronics. It’s exciting, fun, and cool. When people think of saving and investing, words and phrases like “boring”, “long term future”, and “I’m becoming my parents” comes to mind. The future seems so far away, while buying cool stuff is right now.
I read an article this week about a young guy who became a millionaire only a few short years after being broke. He was disciplined, worked hard, and spent wisely. He focused on reducing his spending and finding ways to make more money. It was a great story of how fast someone can turn around their financial well-being.
Everyone has to start somewhere. Take a basketball star for example. He wasn’t born hitting game winning shots in the NBA Finals. He first had to learn how to dribble a basketball, shoot, pass, and play defense. He played in youth leagues, summer camps, and probably took thousands of extra shots on his own.
In my opinion and experience, having the right mindset is one of the most critical factors to success. It’s the foundation of our actions; it all starts with the way we think about things. Henry Ford wisely said: “Whether you think you can, or think you can’t, you’re right.”
When people talk about money, they usually bring things up like budgeting, debt, retirement, interest rates, etc. Which are all important topics. Not too many
Leveraged debt. The very word strikes passion and controversy. There are two main camps: adamantly for it or against it. Very few people are in
I don’t know why, but the other day on the way to work I was thinking about this house that was listed in Pacific Beach
There’s a word I was familiar with growing up, but didn’t really fully grasp until a few years ago. It’s a word so important that
