Americans have a lot of consumer debt. In my last blog about debt payoff systems, I cited a recent study by WalletHub that found Americans began 2020 in more than one trillion of credit card debt.
We have a lot of consumer debt in the United States. A lot. In a recent study by WalletHub, Americans began 2020 in more than one trillion of credit card debt. The same study indicated that the average credit card debt per household was almost $8,000. And that was down from 2019 numbers.
My wife and I took our two daughters to get burgers and ice cream at the mall on a Friday evening. With restaurants being closed on and off over the past year, we haven’t been out to eat as much as we used to. Not that we used to eat out all the time, but we’d go out to eat once every week or two.
Money is the number one thing couples argue about according to this article in Business Insider. It’s also frequently cited as one of the top causes of divorce. It’s not money that is necessarily the problem—it’s the way we talk, think, and communicate about money.
As a little kid I can remember my grandparents reminiscing about the good old days and how much things used to cost. A pack of candy used to cost a nickel. A new car was a couple thousand dollars and they actually purchased their house for under $20,000.
You really like your job and don’t want to leave. You’re intelligent, motivated, good with people, and have a lot of job skills most employers covet. Problem is, your current position does not pay what you could be making with your skill set.
In my book Cash Uncomplicated, I devote an entire chapter to easy and effortless ways we can save money at the grocery store. I didn’t necessarily intend for it to be a full chapter, but as I was writing it, it became more and more clear that there was plenty of content to make it a whole chapter.
Those of us who watch sports know are a lot of clichés. If you listen to an athlete interviewed before or after a game, you’ll hear a lot of the same things: “We’re taking it one game at a time.” “I’m just going pitch by pitch.” “We have to execute and play our game.”
Over the past several years, I have consistently kept an emergency fund. I’ve been comfortable with about three to four months of expenses in the bank. My wife and I both have consistent sources of income so our strategy has been to hold smaller reserves and invest more aggressively.
For several years now, I’ve had a slogan of sorts. “Win the Month.” In this article, I’ll be applying it to personal finances, but it translates to almost any area of life.
Yesterday morning, there was a ton of traffic on my normally short morning commute. The accident causing the delay had just happened, so emergency vehicles
You don’t have to reinvent the wheel to be good with your money. I like to look in unlikely places for guidance. Ever notice how
There’s a misnomer that we need all the information to start something. Information is good, but you don’t need to know everything right from the
There’s a new argument in the rent vs buy debate. It’s that housing costs (for homeowners) are infinite, while the cost to rent is finite.