Most people equate shopping to buying things like clothes, cars, and electronics. It’s exciting, fun, and cool. When people think of saving and investing, words and phrases like “boring”, “long term future”, and “I’m becoming my parents” comes to mind. The future seems so far away, while buying cool stuff is right now.
I read an article this week about a young guy who became a millionaire only a few short years after being broke. He was disciplined, worked hard, and spent wisely. He focused on reducing his spending and finding ways to make more money. It was a great story of how fast someone can turn around their financial well-being.
Everyone has to start somewhere. Take a basketball star for example. He wasn’t born hitting game winning shots in the NBA Finals. He first had to learn how to dribble a basketball, shoot, pass, and play defense. He played in youth leagues, summer camps, and probably took thousands of extra shots on his own.
In my opinion and experience, having the right mindset is one of the most critical factors to success. It’s the foundation of our actions; it all starts with the way we think about things. Henry Ford wisely said: “Whether you think you can, or think you can’t, you’re right.”
A week or two ago I was reading a post about retirees and their biggest regrets. One of the regrets was not investing enough and
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